Business Credit Office Analyst, Prefer Mandarin Speaking
Về công việc
Trách nhiệm chính
- Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs
- Support the end-to-end Credit & Lending servicing journey, ensuring a seamless and efficient process for both customers and internal stakeholders and meeting regulatory requirements
- Assist the Relationship Manager with credit analysis and the timely submission of credit proposals for facilities for both existing and prospective clients
- Liaise with relevant teams for the preparation of facility letter and any other internal security documents
- Ensure completeness of security documentation prepared by external legal counsel
- Proactively manage the credit quality of the supported portfolio by conducting periodic credit reviews, tracking and reporting compliance with covenants and conditions of approval, and promptly escalating deviations to the Risk team for resolution
- Actively participate in training sessions to continue to develop credit skills, product knowledge, industry knowledge and client management skills
- Ensure the consistent application of HSBC policies and adherence to regulatory, financial, and legal standards to minimise business and reputational risks
- Support the BCO Manager and Team Lead on ad-hoc requirements and other strategic initiatives to streamline and simplify end-to-end credit & lending process
- Participate in deal discussions and meetings with clients as required
- Protect the Bank by acting as First Line of Defence and adhering to all controls
- Maintain HSBC internal control standards, including timely implementation of internal and external audit recommendations, along with addressing any issues raised by external regulators
Yêu cầu
- Bachelor’s degree in Business, Finance, or a related field
- Relevant work experience in corporate banking as a credit analyst or relationship manager
- Good understanding of various financing instruments and banking products in corporate banking
- Comprehensive understanding of risk management and proven experience in ensuring compliance with organisational and regulatory requirements
- Analytical with a keen eye for details
- Strong communication and interpersonal skills, with the ability to collaborate effectively with diverse stakeholders
Yêu cầu ưu tiên
- Chinese language skills is preferred
Thông tin khác
- Opening up a world of opportunity: http://www.hsbc.com/careers
- HSBC is committed to building a culture where all employees are valued, respected and opinions count
- We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment
- Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website
- About HSBC Vietnam: https://www.about.hsbc.com.vn/vi-vn